Donald G. Thomas 

Welcome to a new series covering financial products. So, my intention here is to do a recurring set of articles in which I cover various financial services and products. In each post, I’ll spend some time unpacking the different elements of each product and provide some examples as to what can make that particular product or service good, bad or ugly. In this first installment, I thought it might be good to cover a topic I mentioned in a recent post dealing with retirement

You’ve made it to the end of our three-part series about the biggest threats to your financial wellness. (Wanna catch up? Check our Part One and Part Two, then come back.) If you’ve noticed a theme, it’s because the biggest threats to your finances come from within. In this post we’ll discuss two of the most common failings people experience: fear and hesitation. If you let these internal feelings dictate how you live your life and use your finances, you’ll struggle to achiev

As we continue our series exploring threats to your financial wellness, we need to discuss two of the biggest issues for American personal finance: Ignorance and Impulse. Much of the American public is uneducated about personal finance and how best to navigate the space. There’s too little training in how to teach yourself and train against your base impulses to succeed, especially as young people go through high school courses focused on STEAM skills. We’re preparing our you

If you’ve overcome the challenges to building wealth and have put a plan in place to systematize your finances, you’re off to a great start. In addition to continuing these behaviors over time, you must guard your burgeoning wealth against threats from within and without. Undisciplined behavior can keep your financial wellness plan from taking hold while accruing too many debts of the wrong sort can slow down your momentum for years to come. Read More...